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# SSL Associates CPA

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## Posts
- [Navigating IRS Form 990 and Illinois Nonprofit Regulations](https://sslassociates.cpa/blog/navigating-irs-form-990-and-illinois-nonprofit-regulations/): Many boards treat Form 990 as a routine federal filing. In reality, it’s a public document that reflects your organization’s governance, financial practices, and credibility.
- [When Revenue Gets Complicated: Making Sense of Grants, Donations, and ASC 958](https://sslassociates.cpa/blog/when-revenue-gets-complicated-making-sense-of-grants-donations-and-asc-958/): Revenue feels simple—until timing and conditions enter the picture.
- [Weak Internal Controls in Nonprofits: Fraud Risk and Prevention](https://sslassociates.cpa/blog/weak-internal-controls-in-nonprofits-fraud-risk-and-prevention/): Internal control gaps usually grow from practical decisions, not negligence.
- [Outdated Accounting Systems: When Familiar Tools Start Holding You Back](https://sslassociates.cpa/blog/outdated-accounting-systems-when-familiar-tools-start-holding-you-back/): Most nonprofits do not intentionally choose outdated accounting systems. They keep them because they feel reliable. The staff know where everything lives. Reports look familiar—even if they take effort to prepare.
- [What Is the Difference Between 1099-NEC and 1099-MISC?](https://sslassociates.cpa/blog/what-is-the-difference-between-1099-nec-and-1099-misc/): Form 1099-NEC is used to report nonemployee compensation. The IRS reinstated this form in 2020 to separate contractor payments from other types of miscellaneous income. Before then, these payments were reported in Box 7 of Form 1099-MISC.
- [How to Prepare an Income Statement: Simple Steps (2025 Guide)](https://sslassociates.cpa/blog/how-to-prepare-an-income-statement-simple-steps-2025-guide/): An income statement, also called a profit and loss (P&L) statement, summarizes your business’s financial performance over a set period—monthly, quarterly, or annually.
- [What Happens If You File Your Taxes Late? IRS Penalties Explained](https://sslassociates.cpa/blog/what-happens-if-you-file-your-taxes-late-irs-penalties-explained/): The federal tax filing deadline is typically April 15th, unless it falls on a weekend or holiday. For the 2025 tax year, the deadline remains April 15th.
- [IRS Mileage Rates for 2025 & 2026: What You Need to Know](https://sslassociates.cpa/blog/irs-mileage-rates-for-2025-2026-what-you-need-to-know/): Effective January 1 of each year, the IRS releases optional standard mileage rates that simplify how taxpayers calculate deductible vehicle costs. These rates apply to cars, vans, pickups, and panel trucks regardless of fuel type (gas, diesel, hybrid, or electric).
- [Audit vs. Assurance – What Is the Difference?](https://sslassociates.cpa/blog/audit-vs-assurance-what-is-the-difference/): An audit gives your HOA the highest level of financial confidence within the broader world of audit and assurance. A licensed CPA goes through your records, tests the numbers, and studies your statements to see if they reflect real activity. The work reaches deeper than most people expect. The CPA traces transactions, confirms balances with external evidence, and verifies the flow of money with a level of care that provides your board with a clear picture of your financial position.
- [What is HOA accounting software?](https://sslassociates.cpa/blog/what-is-hoa-accounting-software/): HOA accounting software tracks the funds that run a community. It records homeowner payments and shows which bills still need attention. It keeps reserve funds separate from everyday spending. It creates reports that make sense. A good setup turns chaos into clarity. The board gets a clear view of spend and income. Overdue items are obvious. When totals match people relax.
- [What is the chart of accounts for HOA?](https://sslassociates.cpa/blog/what-is-the-chart-of-accounts-for-hoa/): A chart of accounts is a simple list. It shows every category your HOA uses to track money. It shows money coming in and money going out. It also tracks what you own and what you owe.
- [How to do a balance sheet for an HOA?](https://sslassociates.cpa/blog/how-to-do-a-balance-sheet-for-an-hoa/): A balance sheet shows where your HOA stands right now. It’s a snapshot of what the association owns, what it owes, and what’s left over. That last part, the fund balance, is the cushion your board relies on to keep things running.
- [What is the best accounting method for an HOA?](https://sslassociates.cpa/blog/what-is-the-best-accounting-method-for-an-hoa/): Let’s say your HOA sends out dues notices in January. One homeowner pays right away. Another pays in March. A third still hasn’t paid by June.
- [How often should an HOA be audited?](https://sslassociates.cpa/blog/how-often-should-an-hoa-be-audited/): Some boards run an audit every year, while others stretch it out over two or three years. Other HOAs don’t know when they are supposed to do it; they just wait until something doesn’t feel quite right.
- [Simple Ways to Keep HOA Dues on Track](https://sslassociates.cpa/blog/simple-ways-to-keep-hoa-dues-on-track/): Running an HOA takes more than planning. It requires strong systems and sound money management. What starts with a few late payments can quickly become a financial mess. 
- [What Is the Difference Between an Audit and an HOA Review?](https://sslassociates.cpa/blog/what-is-the-difference-between-an-audit-and-an-hoa-review/): If you manage a homeowners association, you’ve probably heard people throw around the words audit and review like they’re the same thing, but they’re not. Knowing the difference matters, especially when budgets get tight or when the board wants answers.
- [Is QuickBooks a Good Tool for HOA Finances?](https://sslassociates.cpa/blog/is-quickbooks-a-good-tool-for-hoa-finances/): QuickBooks for HOA Finances: Pros, Cons, and When to Use It
- [How Much Should Your HOA Keep in an Operating Account?](https://sslassociates.cpa/blog/how-much-should-your-hoa-keep-in-an-operating-account/): Understanding how much your HOA should keep in its operating account is key to financial health, service continuity, and resident trust. Whether you’re a new or experienced board member, this guide will help you determine the right amount—and why it matters.
- [How to Manage HOA Finances: A Complete Guide for Board Members](https://sslassociates.cpa/blog/how-to-manage-hoa-finances-a-complete-guide-for-board-members/): Managing HOA finances is one of the most important responsibilities for board members—and often the most misunderstood. From budgets to tax filings, proper financial management ensures stability, compliance, and trust among residents.
- [What Is the Difference Between Internal and External Audits?](https://sslassociates.cpa/blog/what-is-the-difference-between-internal-and-external-audits/): In the complex world of organizational finance, audits are crucial pillars for maintaining integrity and transparency. Whether you're a seasoned executive or new to corporate governance, understanding the nuances of different audit types is essential. Thankfully, you don’t have to go through this process alone.
- [What Is the Difference Between an Audit and a Review?](https://sslassociates.cpa/blog/what-is-the-difference-between-an-audit-and-a-review/): Navigating the financial needs of your business involves making informed choices, especially when it comes to examining financial statements. Understanding the difference between a financial review and an audit can be pivotal for stakeholders and for complying with financial reporting requirements.
- [What Are Compiled Financial Statements?](https://sslassociates.cpa/blog/what-are-compiled-financial-statements/): A compilation of financial statements is a service that a CPA provides where financial data from a company’s management is organized into a formal financial report. A compilation doesn’t involve any testing or verification of the information, so it’s a cost-effective option for smaller businesses or nonprofits that don't need a higher level of assurance.
- [Audit Requirements for Illinois Nonprofits in 2025: What You Need to Know](https://sslassociates.cpa/blog/audit-requirements-for-illinois-nonprofits-in-2025-what-you-need-to-know/): Starting January 1, 2025, Illinois nonprofit organizations will need to comply with new audit requirements. SSL Associates, a Chicago-based CPA firm that offers audit services to clients nationwide, has provided this overview to help nonprofits understand and navigate these changes with ease.
- [What Is the Difference Between a 501(c) and a 501(c)(3)?](https://sslassociates.cpa/blog/what-is-the-difference-between-a-501c-and-a-501c3/): Navigating the landscape of tax-exempt organizations can be a complex journey for nonprofits, especially given the distinctions in the Internal Revenue Code (IRC) between 501(c) and 501(c)(3) designations. These classifications not only define an organization’s purpose but also its tax obligations, limitations on activities, and eligibility for donor deductions. At SSL Associates, we specialize in guiding nonprofits through the intricacies of tax-exempt status, helping organizations in Chicago and nationwide achieve compliance and focus on their missions.
- [Do Nonprofits Need to Issue 1099 Forms?](https://sslassociates.cpa/blog/do-nonprofits-need-to-issue-1099-forms/): Like all entities, nonprofit organizations must adhere to IRS regulations, including issuing Form 1099. This form is essential for reporting payments made to independent contractors and non-employee service providers. To avoid penalties and ensure accurate reporting, nonprofit organizations need to understand when and how to issue Form 1099. Professional nonprofit tax services help organizations navigate these requirements, ensuring compliance and allowing nonprofits to focus on their mission. Here’s a comprehensive guide to Form 1099 for nonprofits, from definitions to best practices for filing.
- [Differences Between 1099-MISC, 1099-NEC, and 1099-K Forms for Nonprofits](https://sslassociates.cpa/blog/differences-between-1099-misc-1099-nec-and-1099-k-forms-for-nonprofits/): In the complex financial landscape nonprofits must navigate, proper tax reporting is essential to ensure compliance and avoid costly penalties. Various IRS forms play a pivotal role in nonprofit reporting, particularly the 1099 series, which encompasses different forms used to report specific types of income. Understanding which form applies in each situation is crucial for nonprofits paying contractors and vendors, and managing digital payments. As a trusted CPA firm serving nonprofits nationwide from our base in Chicago, SSL Associates is here to help simplify these requirements. Our goal is to ensure that your organization’s tax and reporting obligations are handled accurately, allowing you to focus on your mission without added administrative stress.
- [A Comprehensive Guide to Mastering Nonprofit Financial Statements](https://sslassociates.cpa/blog/a-comprehensive-guide-to-mastering-nonprofit-financial-statements/): As a nonprofit organization, your financial statements are the backbone of your operations, serving as both a compliance necessity and a window into your fiscal health. At SSL Associates, we understand the distinct nuances of nonprofit financial statements and are here to guide you in creating, interpreting, and ensuring compliance. Our dedicated CPA services for nonprofits are designed to streamline this process, making it manageable and meaningful. Nonprofit financial statements may share some similarities with their for-profit counterparts, but they also carry distinct nuances that require specialized expertise. In this comprehensive guide, we'll explore the four primary financial statements that every nonprofit must master.
- [What Is the Difference Between Audit and Agreed-Upon Procedures?](https://sslassociates.cpa/blog/what-is-the-difference-between-audit-and-agreed-upon-procedures/): Financial oversight involves two key processes: audits and Agreed-Upon Procedures (AUP). While both assess financial integrity, they’re different in scope and assurance levels. Audits provide comprehensive examinations while AUP focus on specific financial aspects. At SSL Associates, we offer customized AUP services and audits for nonprofits and small to medium-sized businesses across the Chicagoland area. Our team helps clients determine the most suitable financial review for their needs.
- [Your Complete Guide to HUD Audits: What to Expect and How to Prepare](https://sslassociates.cpa/blog/your-complete-guide-to-hud-audits-what-to-expect-and-how-to-prepare/): Navigating a U.S. Department of Housing and Urban Development (HUD) audit can be a complex task, especially for property owners and managers of HUD-assisted projects. With SSL Associates' deep experience in audit and assurance services, particularly with HUD compliance, we’re here to make the process clearer and help you prepare for a successful outcome. Our HUD audit guide provides a step-by-step approach to understanding the key components of the audit, ensuring you’re fully prepared for every stage of the process.
- [When Does a Nonprofit Need an Audit?](https://sslassociates.cpa/blog/when-does-a-nonprofit-need-an-audit/): Running a nonprofit organization means managing mission-focused work while adhering to critical compliance and financial standards. At SSL Associates, we understand nonprofit organizations' unique challenges in meeting audit requirements and financial accountability. Our accounting firm specializes in nonprofit audits, and this guide outlines when and why a nonprofit might need an independent audit. Below, we offer insight into audit types, triggers, and considerations for achieving robust financial health and compliance.
- [FinCEN: Understanding the Financial Crimes Enforcement Network](https://sslassociates.cpa/blog/fincen-understanding-the-financial-crimes-enforcement-network/): In today's increasingly interconnected world, financial crimes pose significant threats to national security and the financial system's stability. The Financial Crimes Enforcement Network (FinCEN) plays an important role in combating these threats by enforcing regulations designed to detect and prevent illegal activities, such as money laundering and terrorist financing. Understanding FinCEN’s responsibilities and the regulations it enforces is essential for businesses that want to maintain compliance and avoid the severe penalties associated with non-compliance. At SSL Associates, Ltd., we specialize in helping businesses navigate complex regulatory landscapes, including those overseen by FinCEN. Our audit and assurance services are designed to ensure that companies remain compliant with these critical regulations to safeguard their operations against potential risks.
- [What Is the Difference Between Audit and Assurance Services?](https://sslassociates.cpa/blog/what-is-the-difference-between-audit-and-assurance-services/): Understanding the difference between audit and assurance services is essential for companies that want to maintain accurate financial records and ensure transparency. While both processes are important to improve the reliability of financial information, they serve distinct purposes.
- [You Go-To Nonprofit Audit Guide and Checklist](https://sslassociates.cpa/blog/you-go-to-nonprofit-audit-guide-and-checklist/): Nonprofit audits are the backbone of financial transparency, accountability, and compliance with regulations. In this guide, our team at SSL Associates aims to demystify the audit process, highlight its importance, and offer a step-by-step checklist to help nonprofits prepare effectively. Whether your organization is mandated to undergo an audit or opts for one voluntarily, understanding the intricacies can improve your financial health and boost donor confidence. Let's dive into the essentials of a nonprofit audit to set up your organization for success.
- [How to Prepare for Grant Audits](https://sslassociates.cpa/blog/how-to-prepare-for-grant-audits/): Preparing for a grant audit can seem overwhelming, but this doesn’t have to be the case. With proper planning and organization, you can successfully navigate the process. Whether you're managing federal funding or private grants, understanding audit requirements and establishing robust procedures is crucial for maintaining compliance and demonstrating responsible stewardship of grant funds. Below, our team at SSL Associates will walk you through the steps so you’re better prepared for your grant audit.
- [Are Nonprofits Eligible for ERC?](https://sslassociates.cpa/blog/are-nonprofits-eligible-for-erc/): The COVID-19 pandemic created unprecedented challenges for nonprofit organizations across the United States. Many faced difficult decisions about maintaining their workforce while dealing with reduced funding and operational restrictions. As a Chicago-based CPA firm serving clients nationwide, SSL Associates understands the unique challenges nonprofits face in navigating complex tax credits and financial opportunities, especially in the wake of the pandemic. A crucial lifeline that many nonprofit organizations may have overlooked is the Employee Retention Credit (ERC), which is a refundable tax credit designed to help employers maintain their workforce during the pandemic. While many tax-exempt organizations initially assumed they wouldn't qualify, this valuable program is indeed available to nonprofits. It can even potentially provide significant financial relief. Let’s explore this topic so you can determine if your nonprofit qualifies.
- [Form 990 vs. 990-EZ: What’s the Difference?](https://sslassociates.cpa/blog/form-990-vs-990-ez-whats-the-difference/): As a nonprofit organization, it’s essential that you understand which IRS forms you need to file for compliance. The Form 990 series includes several options, but two of the most common are Form 990 and Form 990-EZ. So, what’s the difference, and how do you know which is right for you? SSL Associates is a Chicago-based CPA firm that provides nonprofit tax services nationwide, helping tax-exempt organizations understand and fulfill their IRS filing requirements. Let's explore what makes these forms different so you can determine which one your organization should use.
- [The Difference Between Restricted and Unrestricted Funds for Nonprofits](https://sslassociates.cpa/blog/the-difference-between-restricted-and-unrestricted-funds-for-nonprofits/): Whether you're a small local charity or a large national foundation, understanding the key differences between restricted and unrestricted funds — and how to manage them effectively — is essential for your long-term success. The main difference is that restricted funds are designated for specific purposes, while unrestricted funds can be used at the organization's discretion to support its overall mission.
- [Addressing Audit Observations and Findings](https://sslassociates.cpa/blog/addressing-audit-observations-and-findings/): Understanding audit findings and observations is crucial for any organization striving for operational excellence and regulatory compliance. At SSL Associates, our audit and assurance services are designed to help you interpret and respond to audit findings effectively and without stress. In today's complex financial and legal landscape, handling these findings properly can make all the difference between organizational success and potential compliance issues. Let's decode the key aspects of audit findings and recommendations so you can better navigate this critical area.
- [What Are the Single Audit Requirements in 2025?](https://sslassociates.cpa/blog/what-are-the-single-audit-requirements-in-2025/): Organizations that receive federal funding must maintain strict accountability for how they use these funds. A Single Audit is a compliance audit under Generally Accepted Government Auditing Standards and includes a comprehensive examination of an organization's financial practices and compliance with federal requirements. Let's explore what organizations need to know about Single Audit requirements and how to prepare for them.
- [501(c)(3) Fundraising Guidelines: Nonprofit Donation Rules You Must Know](https://sslassociates.cpa/blog/501c3-fundraising-guidelines-nonprofit-donation-rules-you-must-know/): Fundraising for nonprofits can be tricky, and it's important to follow the rules and keep your tax-exempt status. Don’t worry, SSL Associates' nonprofit tax professionals are here to help you every step of the way. In this guide, we break down the key things you need to know about fundraising and donations for 501(c)(3) organizations.
- [6 Common Nonprofit Tax Deductions: How to Save Money with Write-Offs](https://sslassociates.cpa/blog/6-common-nonprofit-tax-deductions-how-to-save-money-with-write-offs/): Running a nonprofit organization requires careful financial management, especially when it comes to navigating nonprofit tax regulations during tax season. While nonprofits enjoy tax exemptions, understanding the range of available tax deductions can significantly enhance your organization's financial efficiency and help fulfill its mission more effectively. If you’re not sure where to begin or you want an expert to guide you in this area, SSL Associates, Ltd. is just a phone call away.
- [Do Nonprofit Organizations Have to File Taxes?](https://sslassociates.cpa/blog/do-nonprofit-organizations-have-to-file-taxes/): While tax-exempt nonprofits don't pay federal income tax, most are still required to file an annual informational return with the Internal Revenue Service (IRS). This provides transparency and shows that the organization continues to meet the qualifications for tax exemption. At SSL Associates, our CPAs guide organizations through the complexities of nonprofit tax filings to ensure continued compliance and transparency. The specific forms and requirements vary based on the size and type of your nonprofit organization, and you might not know the ins and outs of what you need to file. Failing to file required returns can lead to penalties and even revocation of tax-exempt status. To avoid those pitfalls and ensure you understand your obligations, we’ll further explore this topic below.
- [What Is a Yellow Book Audit & When Is It Necessary?](https://sslassociates.cpa/blog/what-is-a-yellow-book-audit-when-is-it-necessary/): Federal funding comes with responsibilities. For example, organizations that receive government funds must demonstrate proper financial management and compliance through specialized audits. In this article, our team at SSL Associates, Ltd. will take a closer look at one of those audits, the Yellow Book Audit, and its requirements.
- [Nonprofit Revenue Recognition: What It Is & Tips](https://sslassociates.cpa/blog/nonprofit-revenue-recognition-what-it-is-tips/): Accurate revenue recognition is essential for nonprofit organizations to maintain financial integrity and build stakeholder trust. While for-profits focus primarily on earnings, nonprofits must navigate a complex web of contributions, grants, and exchange transactions to ensure compliance with regulatory standards and promote financial accountability. Let's explore this essential aspect of nonprofit accounting. As always, our team at SSL Associates is here to help if you’d like to discuss your organization’s situation in depth.
- [How to Fill Out a W-9 Form for Nonprofit Organizations](https://sslassociates.cpa/blog/how-to-fill-out-a-w-9-form-for-nonprofit-organizations/): When your nonprofit organization works with independent contractors or provides services to other businesses, understanding Form W-9 becomes essential for proper tax compliance. This is a critical tax form that connects to your federal income tax responsibilities, so mastering the W-9 process helps maintain your tax-exempt status while fulfilling IRS requirements. If you want to navigate tax season with confidence, look no further. The nonprofit tax services at SSL Associates can help organizations in Chicagoland and across the country ensure their W-9 forms and tax filings are accurate and compliant.
- [Do Nonprofits Have to Disclose Financials to the Public?](https://sslassociates.cpa/blog/do-nonprofits-have-to-disclose-financials-to-the-public/): A Comprehensive Guide to Transparency for Tax-Exempt Organizations Yes, nonprofit corporations are legally required to disclose certain financial information to the public. This public disclosure and availability of information goes beyond mere legal compliance, serving as a cornerstone of transparency and accountability. In this comprehensive guide, we'll explore why financial transparency is crucial for nonprofits, what information must be disclosed, and how organizations can leverage transparency to build trust and support their missions. At SSL Associates, we understand the complexities of nonprofit financial management and are committed to helping organizations like yours navigate the path to transparency and compliance with IRS regulations.
- [SSAE 19 for Agreed-Upon Procedures (AUP) Engagements](https://sslassociates.cpa/blog/ssae-19-for-agreed-upon-procedures-aup-engagements/): The AICPA Auditing Standards Board's Statement on Standards for Attestation Engagements (SSAE) 19 has transformed how practitioners approach agreed-upon procedures engagements. This new standard provides more flexibility while maintaining the rigorous professional standards expected in attestation engagements. Join our team at SSL Associates as we explore this topic and outline key things you need to know.

## Pages
- [Family Office](https://sslassociates.cpa/family-office/): Whether a family requires ongoing support or assistance with a specific project, we tailor our services to meet each client’s unique needs.
- [HOA Accounting](https://sslassociates.cpa/hoa-accounting/): HOA Accounting & Financial Management
- [Home](https://sslassociates.cpa/): Trusted CPA Firm for Audit, Family Office, and HOA Accounting
- [Terms and Conditions](https://sslassociates.cpa/terms-and-conditions/): These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, SSL Associates Ltd. accessible at SSL ASSOCIATES Ltd.
- [Privacy Policy](https://sslassociates.cpa/privacy-policy/): At SSL Associates Ltd., accessible from SSL ASSOCIATES Ltd., one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by SSL Associates Ltd. and how we use it.
- [501c3 Services](https://sslassociates.cpa/501c3-services/): Navigating the maze of regulations and paperwork required to establish your nonprofit organization can be daunting. Trust SSL Associates to be your partner in realizing your nonprofit's vision.
- [Agreed Upon Procedures](https://sslassociates.cpa/agreed-upon-procedures/): Dive into precision with SSL Associates' Agreed-Upon Procedures (AUP) engagements in Chicago, Illinois, and nationwide. Tailored to your needs, our procedures offer targeted insights, flexibility, and assurance to provide you with financial confidence like never before.
- [Financial Statement Audit Services](https://sslassociates.cpa/financial-statement-audit-services/): Move forward with confidence with SSL Associates' proven financial statement audit services for clients in Chicago and nationwide. We provide an efficient audit experience resulting in a clear picture of your company's health, building trust with stakeholders.
- [Blog](https://sslassociates.cpa/blog/): Learn about Yellow Book Audits, when they’re required, and who needs them. If you need a Yellow Book Audit, contact our CPAs to ensure compliance.
- [Financial Statement Review & Compilation](https://sslassociates.cpa/financial-statement-compilation/): Unlock clarity and confidence in your financial reporting with SSL Associates' financial statement review and compilation services in Chicago and nationwide. Tailored to your needs, our in-depth approach ensures accuracy and transparency to empower your business with reliable financial insights and strategic decision- making capabilities.
- [Grant Auditing Services](https://sslassociates.cpa/grant-auditing-services/): Check out our grant audit services and complete your reporting process.
- [Professional Organization](https://sslassociates.cpa/professional-organization/): At SSL Associates, we cater to a wide range of nonprofit organizations, specializing in the unique needs of professional and industry associations. Our expertise extends to:
- [Nonprofit Youth Sports Organization Audit Services](https://sslassociates.cpa/nonprofit-youth-sports-organization-audit-services/): Youth sports clubs are essential for community building and talent development. However, they face unique financial challenges due to their reliance on donations, grants, and volunteer management.
- [Mergers and Acquisitions Audit Services](https://sslassociates.cpa/mergers-and-acquisitions-audit-services/): At SSL Associates, we excel in conducting comprehensive audit procedures designed specifically for mergers and acquisitions in Chicago and nationwide. Our dedicated team ensures thorough evaluations and seamless transitions to safeguard your business interests with precision and professionalism.
- [Yellow Book Audit](https://sslassociates.cpa/yellow-book-audit/): Partner with SSL Associates to get your Yellow Book audit completed, meeting governmental regulations. You can rely on our expertise no matter where your business or organization operates — Chicago or nationwide.
- [A-133 Audit](https://sslassociates.cpa/industries-single-omb-circulara-133-audit-services/): Drive your non-profit organization to excellence with SSL Associates' professional OMB A-133 audit solutions. From Chicago to nationwide, our meticulous approach guarantees accuracyand peace of mind.
- [Internal Audit Services](https://sslassociates.cpa/internal-audit-services/): Don't let risks go overlooked or allow opportunities to slip away. Take control of your organization's future by leveraging the power of SSL Associates' internal audit services.
- [Nonprofit Audit & Review Services](https://sslassociates.cpa/nonprofit-audit-review-services/): Unlock the power of financial transparency and accountability with SSL Associates' nonprofit services in Chicago and nationwide. Our talented team ensures your organization's integrity, compliance, and impact are amplified, empowering you to fulfill your mission with confidence.
- [Services for Business Clients](https://sslassociates.cpa/cpa-services-for-business-clients-in-chicago/): Businesses require personalized financial guidance. SSL Associates is your reliable CPA partner based in Chicago, Illinois and serving nationwide, offering precise and comprehensive audit services tailored to meet the unique needs of our corporate clients.
- [Audit and Assurance Services](https://sslassociates.cpa/audit-and-assurance-services/): SSL Associates provides independent audit and assurance services designed to help clients meet regulatory requirements. Our approach emphasizes accuracy, timeliness, and clear financial reporting, helping clients build confidence with regulators and stakeholders.
- [Contact](https://sslassociates.cpa/contact/): Our experienced CPAs and auditors are ready to answer your questions and discuss your financial needs. Contact us today for a consultation.

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## Testimonials
- [Maggie Sowul, Director of Finance](https://sslassociates.cpa/testimonials/maggie-sowul-director-of-finance/): SSL Associates made this year’s audit a smooth, low-stress process. Their team was organized, responsive, and communicated clearly every step of the way. We also appreciated their ability to walk us through any questions that came up during the audit, making everything easy to understand. We appreciate their support and look forward to working with them in the future. TPS Prepaid Group, LLC
- [Mark Huelskoetter](https://sslassociates.cpa/testimonials/mark-huelskoetter/): SSL Associates has been a trusted advisor to Wenzak for many years. Their knowledge and valuable insights around tax and reporting impacts of business issues has helped us to navigate key decisions and stay focused on our core business. We greatly appreciate the personal approach and responsiveness of the entire team.
- [Kristin Newell, Director of Finance and Administration, Evolution Soccer Club](https://sslassociates.cpa/testimonials/kristin-newell-director-of-finance-and-administration-evolution-soccer-club/): When we started the not-for-profit youth travel soccer club, we quickly grew large enough that we are required to be audited by an independent accounting firm each year. We have used SSL Associates Ltd. for the past seven years and couldn’t be happier with their services. SSL also helped us make improvements to our Quickbooks so that the Audit is now very efficient. Their responsiveness and expertise in non-profit accounting has enabled our staff to stay focused on our mission of providing a competitive and positive learning environment to develop our players both on and off the field.
- [Seamus Naughton, Lake Shore Glass](https://sslassociates.cpa/testimonials/seamus-naughton-lake-shore-glass/): As the owner-operator of a construction company, my hours are spent focusing on the operational aspects of our business. Managing our year-end financials was an unwelcome challenge that was a large drain on my time. Having SSL Associates, Ltd. freed me to focus my attention where it best served my company, and gave me peace of mind that our accounting would be done accurately, professionally, and on time. Their ability to work hand in hand with our accounting department allows us to tackle problems as they arise throughout the year to ensure all tax & financial reporting deliverables are free of any last-minute headaches

## Team Members
- [Susan S. Lewis](https://sslassociates.cpa/about/susan-s-lewis/): SSL Associates is led by Susan Lewis, a CPA with a proven track record. After graduating from the University of Illinois and gaining experience with a Big Six firm, Susan founded SSL Associates in 1986.
- [Julie Keating](https://sslassociates.cpa/about/julie-keating/): Often the first touchpoint for our clients, Julie oversees the day-to-day operations of our office, from answering phones and scheduling appointments to coordinating resources and cultivating a positive and welcoming environment. Julie has also served as our founder’s assistant for many years and directly contributes to the success of our client work. It is because of Julie’s dedication and efficiency that our CPAs are able to remain focused on serving our clients.
- [Abby Schill](https://sslassociates.cpa/about/abby-schill/): Abby is a Certified Public Accountant who focuses primarily on client audits and firm operations at SSL Associates. She is well versed in the financial space, having spent many years in both public and internal audit as well as financial planning and analysis before transitioning to her most recent role in investor relations.
- [Christa Lewis](https://sslassociates.cpa/about/christa-lewis/): Christa is a wealth management advisor who enjoys building close relationships with her clients to better support them on their financial journeys. She’s highly analytical and tenacious, which serves her well when helping clients navigate new and complex challenges.
- [Nikki Tudor](https://sslassociates.cpa/about/nikki-tudor/): Nikki provides specialized customer and wealth management support for our firm. She enjoys getting to know her clients and their goals while creating an open, trusting environment. This attentive style paired with her inherently positive demeanor establishes a truly personalized experience for her clients.
- [Dana Campbell](https://sslassociates.cpa/about/dana-campbell/): Dana is a Certified Public Accountant who specializes in non-profit organizations. She’s passionate about working closely with clients to provide personalized service and peace of mind.
- [Christine Derda](https://sslassociates.cpa/about/christine-derda/): Christine primarily serves our non-profit clients, where her passion for numbers and commitment to making a difference shines. She began her career at Ernst & Young, gaining valuable experience in the public accounting sector before transitioning to the private sector.
- [Kari Wietzke](https://sslassociates.cpa/about/kari-wietzke/): Kari is a Certified Public Accountant who focuses primarily on audits. She began her career at Deloitte in the external audit practice before successfully transitioning into Internal Audit at other Chicagoland-based public companies. She has a strong background in evaluating and strengthening internal controls.
- [Lori M. Groves](https://sslassociates.cpa/about/lori-m-groves/): Lori is an experienced office associate who specializes in registrations and incorporations. She enjoys helping businesses find the right solutions to succeed and takes pride in making the associated paperwork smooth and efficient.

## Services
- [teste](https://sslassociates.cpa/services/teste/)